OWN Initiatives

Howard County Executive Calvin Ball announced the launch of a new transformative homeownership program, Opportunities for Wealth-Building Now, or OWN on April 3, 2024. This program will help grow and expand homeownership in Howard County. In addition, Ball unveiled updates to County regulations and a $4 million commitment toward homeownership in his Fiscal Year 2025 (FY25) operating budget.

The new, comprehensive OWN initiative is a bold approach to advancing homeownership initiatives at the local level. By expanding access to low-interest financing for downpayment assistance, improving home renovation loan criteria and investing in homeownership programs, Howard County is working towards making affordable homeownership more accessible to current and future residents.

Click here to read the full Press Release.

Homebuyer Education

Settlement Downpayment Loan Program

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Rehabilitation Loan Fund - Reinvest*Renovate*Restore

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Fiscal Year (FY25) OWN Initiatives

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