When you are within one year of retirement from the Howard County Retirement Plan or the Howard County Police and Fire Employees' Retirement Plan, please contact a member of our retirement team in the Office of Human Resources to request an estimate of your monthly benefits. Estimates will be completed as soon as administratively possible, but please allow for at least 4-6 weeks.
Future retirees should request a meeting with one of our team members 30 to 60 days in advance of your retirement date to discuss what you can expect as you transition into retirement. Please review the forms below that will need to be completed to begin receiving your retirement benefits.
HOWARD COUNTY RETIREMENT PLAN
- Application for Retirement (Married)
- Application for Retirement (Single)
- Direct Deposit Authorization Form
- Federal Tax Withholding Form
- Maryland State Tax Withholding Form
- Retiree Health Insurance Enrollment Form (Pre-Medicare)
- Retiree Health Insurance Enrollment Form (Post-Medicare)
- Retiree Health Insurance Deduction Authorization
HOWARD COUNTY POLICE & FIRE EMPLOYEES' RETIREMENT PLAN
- Application for Retirement
- Direct Deposit Authorization Form
- Federal Tax Withholding Form
- Maryland State Tax Withholding Form
- Retiree Health Insurance Enrollment Form (Pre-Medicare)
- Retiree Health Insurance Enrollment Form (Post-Medicare)
- Retiree Health Insurance Deduction Authorization
DROP(Deferred Retirement Option Program)
Employees receiving benefits from the Maryland State Retirement Agency should follow this link.